GET
/
api
/
v1
/
car-loan-rates
curl --request GET \
  --url https://ratesapi.nz/api/v1/car-loan-rates
{
  "type": "CarLoanRates",
  "data": [
    {
      "id": "institution:anz",
      "name": "ANZ",
      "products": [
        {
          "id": "product:anz:standard",
          "name": "Standard",
          "rates": [
            {
              "id": "rate:anz:standard:18-months",
              "rate": 4.29,
              "plan": "Secured",
              "condition": "$3,000 to $50,000"
            }
          ]
        }
      ]
    }
  ],
  "lastUpdated": "2021-08-01T00:00:00.000Z",
  "termsOfUse": "<string>",
  "timestamp": "2025-03-04T02:30:00.000Z"
}

This endpoint returns a comprehensive list of car loan rates from most financial institutions in New Zealand. The data includes interest rates, loan terms, and any special conditions or features offered with each car loan product.

​
Response Data

The response includes:

  • Institution name and standardised ID
  • Interest rates (advertised and comparison rates)
  • Loan terms
  • Special features and conditions
  • Secured and unsecured loan options

​
Use Cases

  • Car Buying Applications: Help users compare financing options directly within car shopping apps
  • Rate Comparison Tools: Create tools that help consumers find the lowest interest rates for their vehicle purchases
  • Financial Planning: Integrate real-time car loan data into budgeting and financial planning applications
  • Auto Dealer Websites: Display current financing options from multiple lenders on dealer websites

Response

200
application/json
Retrieve all car loan rates for all institutions
​
type
enum<string>
required
Available options:
CarLoanRates
​
data
object[]
required
​
lastUpdated
string
required
Example:

"2021-08-01T00:00:00.000Z"

​
termsOfUse
string
required
​
timestamp
string
required

Current server timestamp

Example:

"2025-03-04T02:30:00.000Z"

Get Car Loan Rates By Institution IDCar Loan Rates Time Series